Cherry Insurance
Recreational Insurance

Every season. Every toy in the yard, covered by a broker who knows the lakes and trails.

From the prairies to the mountains, Cherry insures the boats, the quads, the sleds, and the trailers. Plate registrations and extension policies are separate frameworks, your Cherry broker walks you through both.

Independent broker since 1945Six offices province-wideRed River Mutual · Sandbox Mutual · Aviva · SGI Canada · Wawanesa
RECREATIONAL INSURANCE CARRIERS

The carriers Cherry places recreational coverage with.

01

ATVs and UTVs

Cherry insures all-terrain vehicles and side-by-sides for use on Crown land, trail systems, and private property. ATV coverage can often be extended from your home or auto policy, or placed as a standalone recreational policy. A Cherry broker will help you understand which approach makes sense for how you ride.

02

Boats and Personal Watercraft

Hull and motor coverage, personal liability on the water, and trailer coverage for lakes and rivers across western Canada. Cherry places boat coverage through carriers that understand the recreational boating season.

03

Snowmobiles

The plate covers the basics, we can insure the rest. A snowmobile must be registered to operate in public areas but this only provides you with basic coverage. Contact a Cherry broker for reduced deductibles or increased liability including passenger hazard.

04

Motorcycles

Standard and sport motorcycle coverage with seasonal options for western Canadian riders.

05

RVs and Travel Trailers

Motorhomes, fifth wheels, and bumper-pull trailers insured for seasonal and year-round use. Talk to a Cherry broker about the right coverage for how and where you use yours.

One Broker, Every Vehicle

One broker for every vehicle you own.

Cherry brokers can review the recreational coverage on your file alongside your home and auto. Talk to a broker about the right approach for your situation.

RECREATIONAL INSURANCE FAQ

Questions recreational vehicle owners ask us most.

ATVs typically do not need to be registered for off-road use on private property or designated trail systems. However, you still need insurance coverage for liability and physical damage. ATV coverage can sometimes be extended from your existing home or auto policy. Talk to a Cherry broker about the right approach for your situation.

Yes. Cherry places boat and personal watercraft insurance for lakes and rivers across western Canada. Coverage includes the hull and motor, liability on the water, and the trailer used to transport the boat. Seasonal coverage options are available.

A Cherry snowmobile policy covers physical damage to the machine, personal liability while operating, and transport coverage while the sled is in transit.

Yes. Cherry places motorcycle insurance for standard, sport, and touring bikes. Seasonal coverage options are available.

Yes. Cherry insures motorhomes, fifth wheels, and bumper-pull travel trailers for both seasonal and year-round use. Talk to a Cherry broker about the right coverage for how and where you use yours.

Transport coverage for recreational vehicles varies by policy. Cherry can confirm whether your boat, ATV, or snowmobile is covered while being trailered to the lake or trail system - and add that coverage if it's not already included.

A Cherry boat policy typically includes hull and motor coverage, personal watercraft liability, and trailer coverage. If you store your boat at a marina, ask about marina liability as well.