General contractors, sub-trades, and owner-operators all carry different risk profiles. Cherry tailors your policy around what your specific trade actually does - not a generic package that leaves gaps on the jobsite.
CGL covers bodily injury and property damage claims arising from your operations. Completed operations and product liability can be added if needed. Cherry can help you review your contracts to ensure you have the coverage to keep you building.
Your tools are your livelihood. Cherry places tools and equipment coverage for theft, accidental damage, and loss whether your equipment is on the jobsite, in your vehicle, or in storage. Scheduled coverage is available for high-value items above standard limits.
Cherry brokers often suggest ensuring coverage is in place on every build, regardless of the type or size of the project. Builder's risk policies can be placed individually or on a blanket basis, whichever works best for you.
Pickups, cargo vans, and equipment haulers used for work need commercial auto coverage - personal auto policies typically exclude business use. Cherry insures contractor vehicles alongside your liability and tools coverage on one file.
Take the guesswork out of your liability insurance on a specific project. Cherry can assist you in placing a wrap-up liability policy to ensure everyone's covered, from the project owner to the supplier completing an install. Contact a Cherry commercial broker to find out more.
More project owners require bonded contractors than ever. Cherry places bid bonds, performance bonds, and labour and material bonds for contractors. Getting your bond facility established before you need it for a specific bid is always the right move.
When a project owner or general contractor requires a certificate of insurance before you can start work, Cherry brokers turn those around quickly. Call your broker, not an 800 number.