01
01 - Commercial Property
Coverage for the building structure, tenant improvements, HVAC systems, electrical, plumbing, and permanent fixtures.
Building Owners Insurance
Your building is an income-producing asset. Protect it like one.
Commercial property insurance for landlords and building owners covers more than just the structure. Cherry tailors policies around the building, the revenue it generates, and the liability exposure it creates - all on one policy.
Independent broker since 1945·Six offices across the prairies
02
02 - Loss of Rental Income
If a covered loss makes your building uninhabitable, your tenants stop paying rent while repairs are made. Loss of rental income coverage replaces that revenue stream during the repair period. Cherry brokers often suggest sizing this coverage to your actual monthly rental income with a realistic repair timeline - typically 12 to 24 months of coverage.
03
03 - Commercial General Liability
Third-party bodily injury and property damage coverage for incidents on your property. If a tenant, visitor, or contractor is injured on your premises and takes legal action, commercial liability coverage responds.
04
04 - Equipment Breakdown
Boilers, HVAC systems, elevators, and electrical equipment can fail without warning. Equipment breakdown coverage pays for repair or replacement of mechanical and electrical systems - losses specifically excluded from standard commercial property policies.
05
05 - Umbrella and Excess Liability
For larger commercial properties or portfolios, umbrella coverage provides an additional layer of liability protection above your primary CGL limits. Cherry places excess liability for building owners managing multiple properties or higher-exposure sites.
Cherry insures single buildings and commercial portfolios.
Whether you own one commercial property or a portfolio of rental buildings, Cherry tailors policies around your assets. Multi-location and blanket property coverage available.
Get your commercial property reviewed properly.
Building Owners Insurance FAQ
Questions building owners ask us most.
A commercial property policy with Cherry can provide coverage for the building, loss of rental income during a covered repair period, commercial general liability for incidents on the property, optional equipment breakdown coverage, sewer backup coverage and more.