Overland Flood Insurance and the Provincial Disaster Assistance Program (PDAP)


A Message from the Government of Saskatchewan“A number of private insurers are now offering flood insurance products to homeowners across Saskatchewan. This change may affect your eligibility for financial assistance under PDAP in the future.”

PDAP is meant to provide financial assistance to eligible Saskatchewan homeowners that face natural disaster events where insurance is not currently available (i.e. readily available at a reasonable cost). It is not a substitute for private flood insurance.

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Congratulations to the Cherry Insurance U of S Bursary Recipients

We are pleased to announce that the Cherry Insurance Entrance Bursaries with the University of Saskatchewan have been awarded for 2017. The bursaries were awarded to Kathy Bishop of Saskatoon who graduated from Evan Hardy Collegiate and will attend the University of Saskatchewan and Braden Friesen of North Battleford who graduated from North Battleford High School and has been accepted to the Edwards School of Business. We would like to extend our congratulations to the recipients of the bursaries and wish them all the best with their continued education and future endeavors. To find out more information on the Cherry Insurance Entrance Bursaries or to apply please visit the University of Saskatchewan website at https://admissions.usask.ca/money/search-awards.php?award=300873EB01#myScholarships

PST on Insurance Premiums

There has been a lot of talk lately regarding the Saskatchewan Party’s budget announcement on March 22, 2017 however one change that has gone relatively unnoticed is the implementation of PST on ALL insurance premiums. We are by now all very aware of the change in tax from 5% to 6% however very few people are aware, at least until they receive their invoice, that this will also apply to their driver’s license, vehicle registration, extension automobile policies, home insurance, business insurance and so much more. August 1, 2017 will mark the date that insurance policies will be subject to PST in Saskatchewan however this is not new in Canada with Ontario applying tax at 8% in July 2010, Manitoba applied tax at 8% in July 2012 and Newfoundland implemented a tax at a whopping 15% in July 2016. While the implementation date of the tax is August 1, 2017 the tax will not apply to all transactions immediately:
  • Tax will apply to new and renewal policies with an effective on or after August 1, 2017 along with all policy changes made after renewal
  • Tax will not apply to new or renewal policies with an effective date prior to August 1, 2017 until the next renewal (i.e. Policy effective date July 31, 2017 will not be subject to PST until July 31, 2018)
  • Tax will not apply to changes made throughout the policy term of a policy with an effective date prior to August 1, 2017 (i.e. Policy effective July 31, 2017 with a policy change made effective June 1, 2018 will not be subject to PST)
Your invoice or payment plan will indicate any applicable tax. Please review these documents for full details. For more information, questions, comments or concerns visit www.finance.gov.sk.ca taxes or contact the Ministry of Finance at 1-800-667-6102.
Main Branch

Mon. to Fri. 8am - 5pm

350 3rd Avenue S
Saskatoon, SK   S7K 1M5


Mon. to Fri. 8:30am - 6pm
Sat. 9am - 5pm

#126 – 1820 McOrmond Dr.
Saskatoon, SK  S7S 0A6


Mon. to Wed. 8:30am - 6pm
Thurs. 8:30am - 8:00pm
Fri. 8:30am - 6pm
Sat. 10am - 6pm

#118 - 3126 Clarence Ave. S
Saskatoon, SK   S7T 0C9

Circle Drive

Mon. to Fri. 8am - 6pm
Sat. 10am - 6pm

206 Circle Dr. E
Saskatoon, SK   S7K 0T5

North Battleford

Mon. to Fri. 9am - 5:30pm
Sat. 10am - 4pm

1392 100th St.
North Battleford, SK   S9A 0V8

Prince Albert

Mon. to Fri. 8:30am - 5pm
Sat. 10am - 4pm

1308 1st Ave. E
Prince Albert, SK   S6V 2B1

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